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Auto insurance rates to increase five percent this fall

PRE News & Ideas | By Annette Weston
Published June 10, 2025 at 11:23 AM EDT
North Carolina Insurance Commissioner Mike Causey talks to reporters about a bill that would let Blue Cross Blue Shield of North Carolina reorganize, Monday, April 24, 2023, at the Albemarle Building in Raleigh, N.C.
(AP Photo/Hannah Schoenbaum)
North Carolina Insurance Commissioner Mike Causey talks to reporters in April 24, 2023, at the Albemarle Building in Raleigh, N.C.

North Carolina Insurance Commissioner has reached a settlement with the N.C. Rate Bureau on automobile insurance rates.

The settlement means an average increase of 5 percent to insure a vehicle. Commissioner Mike Causey said that’s more than 17 percent less than the rate bureau initially asked for.

Causey said the agreement also includes a more than 16 percent drop in motorcycle liability insurance rates.

He said the agreement will keep North Carolina’s average automobile premiums among the lowest in the nation.

The increase will take effect on new and renewed policies on and after October 1.
Annette Weston
Annette is originally a Midwest gal, born and raised in Michigan, but with career stops in many surrounding states, the Pacific Northwest, and various parts of the southeast. An award-winning journalist and mother of four, Annette moved to eastern North Carolina in 2019 to be closer to family – in particular, her two young grandchildren. It’s possible that a -27 day with a -68 windchill in Minnesota may have also played a role in that decision. In her spare time, Annette does a lot of kiddo cuddling, reading, and producing the coolest Halloween costumes anyone has ever seen. She has also worked as a diversity and inclusion facilitator serving school districts and large corporations. It’s the people that make this beautiful area special, and she wants to share those stories that touch the hearts of others. If you have a story idea to share, please reach out by email to westona@cravencc.edu.
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