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After the storm: state insurance commissioner offers tips for recovery, fraud avoidance

Power lines knocked down due to storm damage in Danvers, Mass.
Nic Antaya for The Boston Globe via Getty Images
File: Power lines knocked down due to storm damage in Danvers, Mass.

After severe weather early this week downed trees, spawned two tornadoes, and left thousands without power in parts of the state, and with the possibility of more severe weather on Thursday, North Carolina’s Insurance Commissioner is providing tips about what to do after a storm.

After a storm has passed, commissioner Mike Causey said there are other dangers to watch out for like downed power lines, ruptured gas lines, standing flood water, fallen trees and damaged structures.

For insurance purposes, he said it is important to inspect property for damage as soon as possible and to take pictures to document any damage.

He stresses that homeowners should not make any improvements until an insurance adjuster inspects the property unless it is necessary to prevent further damage.

Sadly, he says, fraud is very common after a big storm and Causey encourages storm victims to only work with licensed and insured contractors.

Annette is originally a Midwest gal, born and raised in Michigan, but with career stops in many surrounding states, the Pacific Northwest, and various parts of the southeast. She has been involved in the media industry in eastern North Carolina for more than three years. An award-winning journalist and mother of four, Annette moved to ENC to be closer to family – in particular, her two young grandchildren. It’s possible that a -27 day with a -68 windchill in Minnesota may have also played a role in that decision. In her spare time, Annette does a lot of toddler and baby cuddling, reading, designing costumes for children’s theater and producing the coolest Halloween costumes anyone has ever seen. She has also worked as a diversity and inclusion facilitator serving school districts and large corporations. It’s the people that make this beautiful area special, and she wants to share those stories that touch the hearts of others. If you have a story idea to share, please reach out by email to